The Retirement Management Office™ (“RMO”) is a professional affiliation between three legally independent professional practices: Keystone Law Firm; Lifestyle Planning, LLC; and Francisco Sirvent, insurance producer. Investment advisory services are provided by Lifestyle Planning, LLC (“LP”). Tax and legal services are provided by Keystone Law Firm (“KLF”). Insurance services are provided by Francisco Sirvent (“Insurance Agent”). These three parties are referred to jointly herein as the “Affiliates”. For RMO Members with assets under management at LP of over $500,000, LP will pay all estate planning fees and tax filing fees when the member uses LP’s affiliate, KLF, for these services. Members are not charged additional advisory fees for these services and no advisory discounts are offered if the client does not use KLF. Francisco Sirvent is 100% owner of LP and KLF.
You should check with to verify that an employee/independent contractor is registered as an investment adviser representative and thus able to provide you with investment advice regarding securities or our investment advisory services. You can check with to verify that an employee/independent contractor is licensed as an attorney and thus able to provide you with legal advice. You can check with nipr.com/ to verify that an employee/independent contractor is licensed as an insurance producer and thus able to provide you with advice about any recommended insurance product.
Securities and advisory services offered through Lifestyle Planning, LLC an Arizona Registered Investment Advisor. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance. Past performance is not indicative of future performance. Therefore, no current or prospective client should assume that future performance of any specific investment, investment strategy (including the investments and/or investment strategies recommended by FIRM), or product referenced directly or indirectly in this presentation, will be profitable. Different types of investments involve varying degrees of risk, & there can be no assurance that any specific investment or investment strategy will be suitable for a client’s or prospective client’s investment portfolio.
The testimonials, statements and opinions presented are applicable to the individuals depicted. Lifestyle Planning, LLC reviews opinions for legitimacy but does not otherwise influence the opinions expressed. The testimonials are voluntarily provided. Individuals who have offered testimonials have not been compensated for their testimonial or use thereof. Unique experiences and past performances do not guarantee future results.
Insurance products and services are offered and sold through individually licensed and appointed insurance agents.
Investing involves risk, including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. None of the information contained on this website shall constitute an offer to sell or solicit any offer to buy a security or any insurance product. Neither the firm nor its agents or representatives may give tax or legal advice. Individuals should consult with a qualified professional for guidance before making any purchasing decisions.
Any references to protection benefits, safety, security, steady and reliable income, or lifetime income streams, etc. on this website refer only to fixed insurance products. They do not refer, in any way, to securities or investment advisory products. Annuity guarantees are backed by the financial strength and claims-paying ability of the issuing insurance company. Annuities are insurance products that may be subject to fees, surrender charges and holding periods which vary by insurance company. Annuities are not FDIC insured.
The information and opinions contained in any of the material requested from this website are provided by third parties and have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed. They are given for informational purposes only and are not a solicitation to buy or sell any of the products mentioned. The information is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the particular needs of an individual's situation.
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